Legal & General America’s Competitive Financial Ratings and Underwriting

LGA’s competitive position and solid operating performance is backed by exceptional financial strength ratings from the world’s top ratings agencies:

  • A+      S&P and Fitch
  • AA-    A.M. Best
  • 94      COMDEX Score​


LGA Underwriting:

Best class consideration for: 

• Tobacco users 3 years out from quitting 
• Treated Hypercholesterolemia and/or Hypertension
• Treated or untreated total cholesterol under 300 
• A family history of cancer

Preferred consideration for: 

• Asthma on two medications or less (well controlled) 
• Anxiety/Depression on one medication (well controlled) 
• Mild Sleep Apnea with good treatment/compliance 

Standard Plus consideration for: 

• Controlled Type II Diabetes 
• Severe Sleep Apnea with good treatment/compliance